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Published Oct 2, 2006
(Updated Dec 26, 2006)
Have you ever been daydreaming and your dream took you to a spot that somehow, some way you had NO DEBT? Have you ever thought what it might feel like to be DEBT FREE? Can you imagine what you could do if you owed no one anything? Most people can’t because their debt is fogging their future.
It was for me too. That’s when I started to do something about it!
We are all alike. Recent statistics show that over 70% of Americans are living paycheck to paycheck. Most families are just one missed paycheck away from financial catastrophe. Is that your you and your family?
My wife and I made the decision three years ago to get out of debt. We began a plan that now has us owing no one except our mortgage. That’s right, no credit card bills, no consumer loans, no auto loans – nothing but a mortgage that we are attacking!
Many ask how it can be done and as I have explained many times, we just got sick and tired of being sick and tired. It sure seemed like we had no money to do anything. Why yes, we had been blessed with good paying jobs producing money, but it was going out each month to make the credit card companies, banks and other financial institutions wealthier while we were left holding the bag. We finally saw who was getting rich!
Financial Focu$ is in business to help others become debt free too. Financial Focu$ helps people get out of debt, stay out of debt and begin building wealth with their number wealth building tool – their income!! It is not easy and it does not happen over night, but it works!!
We meet with clients regularly who have reached rock bottom. Some are just tired of the financial bondage, others being sought by collection agencies and some on the verge of foreclosure or bankruptcy. Our clients, just like you and I, have made some bad financial mistakes in the past and they feel the pain now.
Whether it is credit cards, consumer loans, adjustable rate mortgages or whatever the symptom may be today – people are waking up to the thought that they are in debt and they feel like there is no way out. Thankfully, there is a way out.
At Financial Focu$, we counsel/coach clients on how to get out of debt. Clients come to us and, like the mouse trying to eat the elephant; they feel like they are on a treadmill going nowhere but deeper into the hole. We teach people how to create, and execute to. a spending plan that works for them while putting them on a systematic plan of getting out of their debt. Using simple steps, we coach clients on how to conquer the financial mountain that lie in front of them.
None of us want to be like the Browns. The Browns were recently featured in a USA Today article that was written about the impending problem with adjustable rate mortgages. The Browns were convinced that mortgage rates would go down even further and the thought never occurred to them that they might go up. Now, by their own admission, the Browns can’t sleep at night – afraid they are going to miss their payment and lose their house.
While that is sad, the article went on to point out that the Browns were 78 and 72, had four grown children and had lived in that mortgaged house for 45 years. That’s 45 years and it was still not paid off! The Browns, you see, did not have a plan. While they should be enjoying retirement they can’t pay the mortgage due.
Are you like the Browns? Are you struggling to the point now that you cannot see any hope of retirement in the future? Are you expecting Social Security to take care of you?
At Financial Focu$, we assist you getting on a plan. We can help in getting you on that plan that helps your regain focus so you can regain control.
We offer potential clients a free, no obligation, 30-minute consultation. In this time, their needs and objectives are assessed, our business methods are shared and they are quoted a price that covers six months of unlimited financial counseling/coaching. We are unique in that we DO NOT sell insurance, investments or any other financial products. We are counselors.
Our clients see the opportunity for financial freedom. They see an immediate benefit and the ability to overcome their current status. While getting completely out of debt takes time, they can see immediately that it is doable. The key is that they need to be committed. We help them regain focus so they can regain control!
Lastly, we offer a money back guarantee. If our clients diligently work the plan they are counseled in and, after six months, see that it does not work – we will return their money. To date, we have not had to return anything. It works!!
Besides confidential, personal financial coaching, Financial Focu$ also offers pre-marital financial counseling, credit negotiation assistance, financial workshops for businesses, churches, etc. Financial Focu$ wants everyone to learn how to use their income for more than a transfer to a credit company.
Are you one who struggles financially? Is it evident in your marriage and the relationship with your family? You’re not alone. Contact us at Financial Focu$ for the help you need today. Check our website for our upcoming workshops.
678-648-9940
www.myfinancialfocus.net